If you become disabled, your ability to earn income may be compromised, and your ability to pay bills or save for retirement may decline. Disability insurance (DI) is designed to help you meet your income requirements so you can concentrate on recovering from your disability and returning to an active life.
The peace of mind that income protection can provide is available for professionals, business owners, business executives, and full-time, part-time or home-based workers. Whether you need to secure your main source of income or to supplement the coverage you receive from your employer or an association, we can help by providing a comprehensive and portable plan you can rely on throughout your working years.
During their working lives, workers have a one in two chance of being disabled for a period of five months or more.
Disability Insurance can provide you with financial security by replacing a portion of your earnings when an accident or illness causes you to become disabled and unable to work or earn an income.
How it works:
DI provides a monthly payment based on your earnings prior to your injury once you have met the disability criteria and the defined waiting period has passed.
Disability Insurance is very personal as each plan will vary depending on your needs (ie the level of coverage, waiting period, and benefit period required).
Speak to us today to determine your needs and protect your financial well-being.